Managing Agents

Our Complete Insurance Management Package can include:

• Buildings Insurance including full inflation protection
• Loss of Rent and Alternative Accommodation
• Property Owners and Employers Liability
• Directors & Officers Liability
• Engineering
• Terrorism
• Legal Expenses
• Landlords or Office Contents
• Rental Guarantee
• Private Home Insurance

Choose from any or all of the above insurance covers. You decide and we will provide.

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A FULL INSURANCE REVIEW We can provide you with a free 'no obligation' review of your insurance requirements. This would include: a record of the properties you manage, your insurance renewal dates, variations in cover across your portfolio and recommendations for your consideration.

BASIC BROKERAGE If you choose to include us as one of your insurance brokers, we would provide competitive quotations for you and arrange cover when required. This would entitle you to generous management commission rebates and specialist advice, including full claims handling when required. We only use Insurers with specialist policy wordings established solely for the property market and will provide you with access to over 30 insurers including all of the major providers.

FULL AND DEDICATED BROKERAGE Many of our largest clients have chosen to use us as their exclusive intermediary because they are so pleased with the levels of service, premium savings and enhanced policy cover that we provide for them. As your dedicated insurance broker, in addition to all the benefits of the Basic Brokerage, we will also:

• automatically effect insurance covers for you whenever they become due, ensuring that no due dates or other details are overlooked.
• provide you with our most attractive management commission rebates and 24-7 specialist advice
• take over all of your claims handling needs including dealing with loss adjusters, claimants and contractors

ADDITIONAL INSURANCE SERVICES

• Landlords' Legal Expenses
• Tenant Referencing services
• Tenants' Contents
• Legal Expenses
• Directors & Officers
• Office Insurance
• Landlords' Contents
• Public Liability
• Engineering
• Terrorism

All of these covers can be arranged quickly and at competitive prices

EXTENDED MANAGEMENT Unlike most insurance brokers, we can also provide other related services such as: Fire Risk Assessments, Smoke-free Compliance, Health & Safety Risk Assessments. For local risks – we just charge for our time and costs. Elsewhere, these are arranged and co-ordinated by us at a competitive price. Electrical and Asbestos Inspections, Building Reinstatement Cost Assessments. These can be arranged and co-ordinated by us at a competitive price.

EACH OF OUR BROKERAGE OPTIONS INCLUDE THE FOLLOWING:

• 24 hour claims helpline
• Full annual portfolio review
• Expert professional advice regarding issues related to the RICS Code of Practice
• Immediate cover without the need for proposal forms

The Complete Insurance Management Package

Some of the Key Features and Benefits of using our facility are:

• We are fully authorised and regulated by the Financial Services Authority.
• We offer professional friendly and impartial advice on all insurance matters to clients in complying with the requirements of the Service Charge Residential Management Code published by the RICS.
• The Directors and key personnel within Oasis Property Insurance Services Ltd have many years of relevant experience and are highly proficient in providing innovative schemes.
• Guaranteed absolute confidentiality and security of data at all times.
• A long term partnership approach and a track record of establishing lasting relationships with quality clients.
• Adopt a consistent approach and accurate delivery within agreed timescales.
• Insurance cover for overseas properties if required.
• Premiums always remaining competitive for new additions and renewals.
• Provide competitive quotations for any commercial or personal insurances.
• Offer a variety of premium payment facilities.

Offering such an extensive range of products and services allows us to obtain and pass on the most beneficial package of pricing, service, remuneration and policy cover.

The Insurance Responsibilities of Property Managers and Managing Agents

To fully comply with the requirements of the 2nd Edition of the Service Charge Residential Management Code and Additional Advice to Landlords, Tenants & Agents published by the RICS and approved by the Secretary of State (copies of these are available on request). Some examples of the requirements are:

• Make clients aware of the desirability of insurance and of their various insurance responsibilities, advise on risks to be covered and regularly review the extent of cover and the levels of premiums.
• We assess Demands & Needs and accordingly provide appropriate advice. We will monitor any changes to your requirements and advise you if revised cover is necessary.
• Select a suitable insurance company having regard to experience of claims handling, general terms and the premium charged.
• We will only recommend well known Insurers with whom we have a positive experience and whose security ratings are at least 'A' Stable.
• Advise occupiers to insure personal possessions/contents and to take out personal third party liability insurance.
• We can provide separate cover for tenants if required.
• Have sufficient knowledge to promptly notify and pursue claims keeping tenants informed, taking specialist advice where necessary and ensuring that the persons suffering damage receive the benefit of the claim settlement.
• We have experienced and dedicated staff to handle all aspects of claims handling.
• Charge any excess to the service charge account as part of the cost of insurance unless it can be obtained from a negligent individual.
• Where possible we will try to keep excesses to a minimum to avoid unnecessary administration.
• Provide written summaries of current insurance cover to entitled persons, declare any insurance commission receivable and allow authorised individuals to inspect insurance documents free of charge.
• All of our Insurers provide brief summaries of their policy cover. We can provide these electronically at any time without charge.
• Either act within General Insurance regulations issued by the Financial Services Authority, or arrange to be exempt from those regulations.
• We are fully authorised, so if you are not, we can take on responsibility for your compliance, training and audits as necessary.

Contact us now to talk through your particular requirements by telephone on 01903 202903 or by email: info@oasispropertyinsurance.com